Belarus: How to move here to live?

Belarus is a country located in the heart of Europe. If you ask the politicians of this country, they will tell you about a totalitarian political regime and Lukashenko. Perhaps it will scare you. But in fact, this country has a lot of good and necessary for a happy life.

So why should move to live in Belarus?

Belarus: How to move here to live
Belarus: How to move here to live

- Free Medicine. In Europe and America, patients have to pay for treatment. In Belarus, you do not pay for treatment. You can free treatment in the hospital, to use drugs. Diagnosis is also free here. Development of medicine is at a high level.

Continue reading

Interaction of banks and small businesses

Small business and banks act on small business lending market as business partners. Depending on how they will understand the problems and needs of each other, so, depending results of their cooperation. Naturally, the banks and small businesses have different points of view on small business loans. However, they are united by a common goal – to find solutions to issues for a successful development of bank lending.

Bank loans for small business
Bank loans for small business

Consider what credit problems exist in terms of business owners, entrepreneurs, why do not all businesses use the services of small business lending:

High interest rates.

Continue reading

Is it difficult to get free government loans for small business?

Quite among small and medium-sized enterprises there is a perception that apply to the bank for a loan does not make sense – it will refused. Justify this confidence is simple – the bank will necessarily require liquid collateral, and that of a small business is often missing. That, in principle, of course: the production and administrative areas, as a rule, renting, expensive equipment – no, but available on the balance sheet vehicles is not sufficient to cover the required loan amount. Meanwhile, more and more banks offer unsecured small business lending program.

Free government loans for small business
Free government loans for small business

In fact, a similar amount in individual banks can take as unsecured consumer loans for personal needs, but there is some difficulty: the loan will take one of the owners of small businesses. A bank in the assessment of the borrower and collecting documents always checks to see whether a potential borrower has some company.

Continue reading

The foundation of the state is small businesses

For the effective development of the country small businesses need to develop a comprehensive program of economic and legal spheres. The next important step in this direction was the state program of lending to small businesses. The country’s leadership thus increasing its entrepreneurial resources, which is a means to accelerate economic growth and improve the social climate in the country.

government small business loans
government small business loans

Launched the program back in 2005. Since then, the funding of the state program of small business lending increased a hundredfold. Committee responsible for the implementation of this program, argues that lending to small businesses need for broader involvement of small businesses to credit.

Continue reading

Business plan and determining the reliability of business for obtaining credit

In business turnover the opening of business called start-up, and the provision of funding for such projects – a loan for a startup. In order to take credit for starting a business will have to make a reasonable business plan, the content of which can convince the lender in the prospects of your business and your ability to repay the loans on time for your small business. It is worth considering that lenders prefer to grant loans to small businesses subject to the availability of material support, for which, most often, includes real estate.

Government small business startup loans
Government small business startup loans

The situation is exacerbated by the small business that every undertaking, especially those related to the conquest of the market, is fraught with uncertainty and, therefore, credit institutions are reluctant to give loans to small businesses during its organization. Initially do not known whether it will be cost-effective, consumer demand, whether there are reliable partners, etc. That is why it needs a strong government support for entrepreneurs just opening their own business, who want to get a loan for a small business.

Continue reading

What programs offers US for Small Business?

Small Business Administration (SBA) offers several programs the US lending to small businesses. Must be borne in mind that the AMB primarily acts as a guarantor for loans provided by private lending institutions.

1. General program of loan guarantees 7 (a)

Small business
Small business loans through the government

Loans under the program 7 (a) – is the most common means of financing small businesses of Administration Small Business US. The index of the program – 7 (a) – comes from the number of articles of the law small business in the United States, which gives the right to ensure AMB American small business commercial loans.

Continue reading

How immigrants can obtain a loan on more favorable, favorable conditions?

The Government of Canada Small Business Loans.
Program of small business financing in Canada is a joint initiative of the Government of Canada and the private lender. It operates more than a year and implemented on the basis of the state act on the financing of small businesses (AFMB).

The Government of Canada Small Business Loans
The Government of Canada Small Business Loans

For newly arrived immigrants, the program allows you to more fully realize your potential. It is no secret that most who moved permanently to Canada did not immediately get the job . For someone obstacle is the fact that his profession is not in demand in Canada. Others have difficulty in adapting to the lack of seed money to start a business in Canada.

Continue reading

Forms of state support to small businesses (What Government grants and loans for small business will suit you?)

Deserves of serious attention financial and credit support to small businesses by the state through direct and guaranteed loans. Direct Loans are granted to small firms for a certain period at a lower interest rate than credit to the private capital market. Guaranteed loans provide lenders government guarantees up to 90% of debt capital. Thus the state is trying to interest private banks, retail and industrial corporations, insurance companies, pension funds in providing capital to small firms.

financial support
financial support

There are other forms of state support: to provide small businesses of the state order (if the need arises), the granting of special privileges to enterprises, created in backward areas with poorly developed industry, and others.

Continue reading

How is the crediting of small business in Canada?

Program of small business financing in Canada is a joint initiative of the Government of Canada and the private lender. It operates more than a year and implemented on the basis of the state act on the financing of small businesses (AFMB).

The Government of Canada Small Business Loans
The Government of Canada Small Business Loans

For newly arrived immigrants, the program allows you to more fully realize your potential. It is no secret that most who moved permanently to Canada did not immediately get the job . For someone obstacle is the fact that his profession is not in demand in Canada. Others have difficulty in adapting to the lack of seed money to start a business in Canada.

Continue reading

How can I get government help for my business?

Small Business Administration (SBA) offers several programs the US lending to small businesses. Must be borne in mind that the AMB primarily acts as a guarantor for loans provided by private lending institutions.

1. General program of loan guarantees 7 (a)

Loans under the program 7 (a) – is the most common means of financing small businesses of Administration Small Business US. The index of the program – 7 (a) – comes from the number of articles of the law small business in the United States, which gives the right to ensure AMB American small business commercial loans.

Small business loans through the government
Small business loans through the government

All loans under this program are provided by creditors, referred to as program participants as they work together with the SBA. Not all American banks are participants in the program 7 (a). There are also participants who are not bank organizations.

Continue reading